With Ayan Pay, you can enjoy your purchase now and pay later, interest-free. Ayan Pay allows you to divide the cost of your Ariacycle purchase into smaller, interest-free monthly payments. Choose from 3, 6, 9, or 12 instalments for more flexible financial management.

With Ayan Pay financing, you can spread the cost of our premium electric bikes into interest-free instalments, making them more affordable and convenient. It also provides flexibility in payment options and helps you manage your budget effectively.

Here’s how it works: Visit Ariacycle's "Financing" page to apply for finance, which will redirect you to the Ayan Pay website. Enter the credit amount (your subtotal at Ariacycle) and choose your preferred payment term. You will need to complete the finance approval process, which includes confirming your income, expenses, and identity verification. Once approved, make the initial payment (starting at 10% of the purchase price) directly to Ayan Pay. Once payment is received, Ayan Pay and Ariacycle will confirm your purchase. Ayan Pay will send you a confirmation email with the details of your payment plan, including the instalment dates. You’ll also receive reminders three days before each payment is due. This process ensures a smooth and transparent experience for you.

With Ayan Pay, there are no costs or interest. It provides a simple, transparent way to split your payments into manageable monthly instalments, with no hidden fees or interest charges.

When you apply for e-bike financing, Ayan Pay carries out a soft credit check that won’t affect your credit score. They also provide regular updates on your payment plan. Staying on top of your payments can boost your credit score, while missed or late payments could have a negative impact.

You can reach out to Ayan Pay at team@ayancapital.co.uk with your specific circumstance, and they will make any possible option available to you.

No late fees will be charged with Ayan Pay.